Find a family doctor. This is your first step. Most provinces offer online directories to help you locate one accepting new patients.
Understand your provincial health insurance plan. Each province and territory administers its own plan, with slight variations in coverage. Check your province’s website for details on covered services and how to access them.
- Ontario Health Insurance Plan (OHIP): Covers physician services, hospital care, and some other health services. Visit the OHIP website for specific details. Quebec’s Régie de l’assurance maladie du Québec (RAMQ): Similar coverage to OHIP; consult their website for program specifics. British Columbia Medical Services Plan (MSP): Provides coverage for medically necessary physician and hospital services. Check the MSP website for the most up-to-date information.
Get a health card. This card proves your eligibility for publicly funded healthcare. Application processes vary by province; consult your provincial health ministry’s website.
Know your options for specialist referrals. Your family doctor will usually refer you to a specialist. Waiting times can vary; be prepared for potential delays.
Expect to wait for appointments. This is a common feature of the system. Consider virtual care options. Many provinces offer telehealth services to complement in-person visits. Be proactive. Don’t hesitate to contact your doctor’s office or clinic if you have questions or concerns.
Prepare for potential out-of-pocket costs. While most medically necessary services are covered, some things like dental care, vision care, and prescription drugs (depending on your province’s drug plan) may require additional payment. Explore options like private insurance to mitigate these expenses.
Emergency services are readily available. Dial 911 for immediate medical assistance. Hospitals provide emergency care regardless of insurance status.
