Prioritize using verified and reputable payment gateways like PayPal or credit/debit cards directly through secure websites. Avoid using platforms like Western Union or MoneyGram, which offer less buyer protection.
Always verify the website’s security certificate (look for the padlock icon in your browser’s address bar). This indicates that the site uses encryption to protect your data.
Never share your banking details via email or unsecured messaging platforms. Legitimate businesses won’t request sensitive information this way.
| PayPal | High | Recommended for buyer protection. |
| Credit/Debit Cards | Medium-High | Use only on secure sites. Check your statement regularly. |
| Bank Transfer | Low | Avoid unless absolutely necessary and the seller has a strong reputation. |
| Western Union/MoneyGram | Low | Not recommended; minimal buyer protection. |
If a website demands unusual payment methods, exercise caution. This could be a red flag indicating a fraudulent operation.
Report suspicious activity immediately to your bank and the relevant authorities.
