Check your provincial health insurance plan coverage. Most medically necessary services within a Canadian healthcare mall are covered, but this varies by province. Always confirm coverage before receiving care.
Expect to pay for services outside of provincial coverage. This includes things like parking, some diagnostic imaging, certain specialist consultations (depending on your province’s coverage), and non-medically necessary procedures like cosmetic treatments.
Obtain detailed cost estimates beforehand. Don’t hesitate to ask for a breakdown of fees for each service or procedure. Many clinics provide estimates online or over the phone.
Explore supplemental insurance options. Private health insurance can cover expenses not reimbursed by provincial plans. Carefully compare policies and their benefits before choosing one.
Understand your payment options. Many healthcare malls offer payment plans or accept various payment methods, including credit cards and debit cards. Inquire about financing options if needed.
Review your bills carefully. Ensure all charges are accurate and align with the agreed-upon price. Contact the clinic immediately if you discover any discrepancies.
Ask questions! Don’t hesitate to ask clinic staff about billing, insurance, and payment options. Clear communication is key to avoiding unexpected costs.
